The Importance of Renter’s Insurance

When leasing an apartment, securing renter’s insurance is not just a formality — it’s an essential safeguard. Most rental agreements in Jakarta clearly require tenants to obtain insurance to define liability in case of damage, accidents, or unforeseen events such as fire or flooding.

To ensure peace of mind throughout your stay, Prosper Points Realty recommends Trillion Stars Rhys by Allianz, a comprehensive renter’s insurance package designed specifically for expatriates and premium rental properties. This plan conveniently combines three major protections into one policy: home contents insurance, tenant liability insurance, and personal liability insurance.

Available Plan Options:

Option 1

• Annual Premium: Rp 700,000
• Home Contents Coverage: Up to Rp 60,000,000
• Tenant Liability Coverage: Up to Rp 500,000,000
• Personal Liability Coverage: Up to Rp 10,000,000,000
• Certificate Issuance Fee: Rp 75,000

Option 2

• Annual Premium: Rp 1,000,000
• Home Contents Coverage: Up to Rp 160,000,000
• Tenant Liability Coverage: Up to Rp 500,000,000
• Personal Liability Coverage: Up to Rp 10,000,000,000
• Certificate Issuance Fee: Rp 75,000

Option 3

• Annual Premium: Rp 2,000,000
• Home Contents Coverage: Up to Rp 500,000,000
• Tenant Liability Coverage: Up to Rp 500,000,000
• Personal Liability Coverage: Up to Rp 10,000,000,000
• Certificate Issuance Fee: Rp 75,000

Renter’s insurance provides vital protection not only for your personal belongings but also for your financial and legal responsibility as a tenant. Whether it’s a minor incident or a major event, having the right coverage ensures you are protected at all times.

For further information about coverage details, benefits, and how to apply, please contact Trillion Stars Rhys by Allianz or reach out to our Prosper Points Realty staff for direct assistance.